If you invest in (buy) a rental property or holiday home, you will need to keep records. You will need the date of purchase and costs of buying the property.

Bonds are a defensive asset. They can provide a stable source of income and aim to protect the money you invest.

In this Econosights we look at some of the current issues in the housing market, including the the expiration of fixed rate mortgages and the outook for residential construction.

Share markets mostly fell over the last week on fears that still rising inflation will trigger faster rate hikes and recession.

Have you ever considered retirement planning? If not, then there’s no better time than now to get started with the retirement planning tips in this post.

A joint account is a bank account that more than one person can access. It can make it easier to manage shared expenses, but also comes with the risk of sharing access to your money.

The past financial year was poor for investors as inflation, rising interest rates and recession fears hit investment markets. This note reviews the past 12 months and looks at the outlook.

While the increase in interest rates has been small so far, there is already evidence that rising interest rates are having a negative impact on consumers.

If Australia has an Achilles’ heel it’s the high level of household debt that has accompanied surging home prices over the last 30 years. Of course, in the absence of a major trigger for debt servicing problems – either from a surge in unemployment or a surge in interest rates – it hasn’t so far caused a major problem for the economy.

Review your investments regularly to make sure you’re on track to reach your financial goals and you’re comfortable with the investment risks.

The key global pattern through 2022 has been:

• Progressively more hawkish central banks

• Rising inflationary pressures driven principally by a lack of global supply

• Falling GDP growth outlook as spending is “crowded out” by inflation