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NATALLIA SMITH
December 2, 2021
INVESTMENTS

Five reasons to expect a cooling in the Australian property market and falling prices in 2023

NATALLIA SMITH
December 2, 2021
INVESTMENTS
Five reasons to expect a cooling in the Australian property market and falling prices in 2023

After a 22% rise in Australian home prices this year, they are expected to slow to 5% growth in 2022 with prices likely to fall 5-10% in 2023.

NATALLIA SMITH
December 1, 2021
FINANCE

Jobs grow as firms lift spending plans

NATALLIA SMITH
December 1, 2021
FINANCE
Jobs grow as firms lift spending plans

New figures suggest a strong economic recovery is underway after the set-back of the recent COVID-19 lockdowns, with employment numbers growing and businesses upgrading their investment intentions.

NATALLIA SMITH
December 1, 2021
FINANCE

Winter crop expected to break record

NATALLIA SMITH
December 1, 2021
FINANCE
Winter crop expected to break record

Winter crop production in Australia will hit a new national record despite destructive rains in some parts of the country, according to the Australian Bureau of Agricultural and Resource Economics and Sciences.

NATALLIA SMITH
October 7, 2021
SUPERANNUATION

The superannuation health check

NATALLIA SMITH
October 7, 2021
SUPERANNUATION
The superannuation health check

Does your super deserve a clean bill of health? Managing your super might seem tricky, but it doesn’t need to be.

NATALLIA SMITH
October 6, 2021
INSURANCES

Payment of death benefits when couples die simultaneously

NATALLIA SMITH
October 6, 2021
INSURANCES
Payment of death benefits when couples die simultaneously

Many trustees and members of SMSFs are interested in the payment of death benefits if they or their spouse were to die.

NATALLIA SMITH
October 6, 2021
SUPERANNUATION

How much can I contribute to super?

NATALLIA SMITH
October 6, 2021
SUPERANNUATION
How much can I contribute to super?

I have just come back to my desk with my third cup of coffee for the day – I must cut back on caffeine, I remind myself.

NATALLIA SMITH
September 30, 2021
INSURANCES

What’s the difference between stepped and level premiums?

NATALLIA SMITH
September 30, 2021
INSURANCES
What’s the difference between stepped and level premiums?

Life insurance premiums are predominantly based on the risk of certain events happening to you. Because health risks increase with age, life insurance premiums will generally increase over time.

NATALLIA SMITH
September 30, 2021
WELLBEING

How to negotiate better work perks

NATALLIA SMITH
September 30, 2021
WELLBEING
How to negotiate better work perks

With the COVID-19 pandemic taking hold again, many employers aren’t in a position to hand out pay rises, no matter how hard you’ve worked.

NATALLIA SMITH
September 30, 2021
INVESTMENTS

Millennials and money: what does the future hold?

NATALLIA SMITH
September 30, 2021
INVESTMENTS
Millennials and money: what does the future hold?

With the rising cost of housing, an aging population, climate change and now a pandemic falling squarely on the shoulders of Australia’s millennials, how is this generation faring financially?

NATALLIA SMITH
September 30, 2021
FINANCIAL

New orders for underperforming super funds

NATALLIA SMITH
September 30, 2021
FINANCIAL
New orders for underperforming super funds

More than one million superannuation account holders will receive notice from their funds saying they have underperformed.

NATALLIA SMITH
September 30, 2021
HEALTH

Why is Australian housing so expensive and what can be done to improve housing affordability?

NATALLIA SMITH
September 30, 2021
HEALTH
Why is Australian housing so expensive and what can be done to improve housing affordability?

For as long as I can recall housing affordability has been an issue in Australia but since the 1990s it’s gone from being a periodic cyclical concern to a chronic problem.

NATALLIA SMITH
September 23, 2021
WELLBEING

Why we are choosing to work longer?

NATALLIA SMITH
September 23, 2021
WELLBEING
Why we are choosing to work longer?

Many older workers are deferring their retirement. Over the past 20 years, the expected retirement age in Australia has risen more than two percentage points to 65.2 for men and 64.3 for women.

NATALLIA SMITH
September 23, 2021
FINANCE

Correction time? Shares get the wobblies – seven things investors need to keep in mind

NATALLIA SMITH
September 23, 2021
FINANCE
Correction time? Shares get the wobblies – seven things investors need to keep in mind

Share markets have hit the wobbles lately on the back of a long worry list ranging from growth concerns, central bank tapering, the US debt ceiling and fears of about China Evergrande’s problems.

NATALLIA SMITH
September 23, 2021
FINANCE

What else to consider when making a donation

NATALLIA SMITH
September 23, 2021
FINANCE
What else to consider when making a donation

Giving to charity can be a great way to help others and give your tax return a boost, but not all donations are tax deductible. Here’s what you need to know about making a tax deductible donation.

NATALLIA SMITH
September 22, 2021
INVESTMENTS

RBA monitoring risks from strong lending

NATALLIA SMITH
September 22, 2021
INVESTMENTS
RBA monitoring risks from strong lending

The Reserve Bank says the strength of the housing market is good for the economy, but the subsequent strong demand for mortgages may leave both households and banks vulnerable.

NATALLIA SMITH
September 22, 2021
INVESTMENTS

Slower rebound from lockdowns, RBA warns

NATALLIA SMITH
September 22, 2021
INVESTMENTS
Slower rebound from lockdowns, RBA warns

The Reserve Bank of Australia has warned the economic recovery once COVID-19 restrictions ease in the nation’s two largest states could be slower than previously experienced during the pandemic.

NATALLIA SMITH
September 16, 2021
FINANCE, WELLBEING

The ‘bank of mum and dad’ is playing a bigger role than ever

NATALLIA SMITH
September 16, 2021
FINANCE, WELLBEING
The ‘bank of mum and dad’ is playing a bigger role than ever

With property prices rising at a record rate in many cities across Australia, the ‘bank of mum and dad’ is playing a bigger role than ever as many parents feel pressure to assist their children in buying a home.

NATALLIA SMITH
September 16, 2021
INSURANCES, INVESTMENTS

Retail investors’ growing climate agenda

NATALLIA SMITH
September 16, 2021
INSURANCES, INVESTMENTS
Retail investors’ growing climate agenda

Most `mum and dad’ investors are increasing pressure on companies to detail how climate change might impact their savings and reveal what they are doing about the problem.

NATALLIA SMITH
September 15, 2021
FINANCE

Treasurer open to review of Reserve Bank

NATALLIA SMITH
September 15, 2021
FINANCE
Treasurer open to review of Reserve Bank

Josh Frydenberg is open to reviewing how the Reserve Bank of Australia sets monetary policy, a recommendation made by the Organisation for Economic Co-operation and Development.

NATALLIA SMITH
September 15, 2021
FINANCIAL

Five reasons why the Australian dollar is likely to resume its upswing over the next 12 months

NATALLIA SMITH
September 15, 2021
FINANCIAL
Five reasons why the Australian dollar is likely to resume its upswing over the next 12 months

Movements in the value of the Australian dollar are important for Australian-based investors in that they directly impact the value of (and hence returns from) international investments and indirectly effect the performance of domestic assets like shares via the impact on Australia’s competitiveness.

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