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NATALLIA SMITH
April 16, 2021
INVESTMENTS, WELLBEING

Time for a change? 5 Steps to Protect your Future when Buying a New Home

NATALLIA SMITH
April 16, 2021
INVESTMENTS, WELLBEING
Time for a change? 5 Steps to Protect your Future when Buying a New Home

Melbourne’s property market is currently in the midst of a post-lockdown boom. Financially, people want to take advantage of unprecedented low interest rates, government incentives and the sheer number of properties being advertised for sale.

NATALLIA SMITH
April 14, 2021
FINANCE

Four factors – besides interest rates – that will shape the outlook for house prices

NATALLIA SMITH
April 14, 2021
FINANCE
Four factors – besides interest rates – that will shape the outlook for house prices

Average dwelling prices in Australian capital cities rose by 2.8% in March, their seventh consecutive monthly gain and the largest in more than 30 years. Prices are now up by 3.5% on previous record highs and almost 5% on pre-pandemic levels.

NATALLIA SMITH
April 14, 2021
FINANCE

Tips to help get your BAS right

NATALLIA SMITH
April 14, 2021
FINANCE
Tips to help get your BAS right

Keep accurate and complete records of all sales, fees, expenses, wages and other business costs. Use our Record keeping evaluation tool to help you assess how well you’re keeping your business records.

NATALLIA SMITH
April 14, 2021
FINANCE

Market Update 09 April 2021

NATALLIA SMITH
April 14, 2021
FINANCE
Market Update 09 April 2021

While Japanese fell -0.3% over the last week and Chinese shares fell -1.0%, US shares rose 2.7% to a new record high helped by strong data, stimulus optimism and dovish comments from the Fed and Eurozone shares also rose 0.7%.

NATALLIA SMITH
April 14, 2021
FINANCE

States should hold off electric car taxes

NATALLIA SMITH
April 14, 2021
FINANCE
States should hold off electric car taxes

A leading business lobby group says Australian governments should be supporting businesses and individuals to buy electric vehicles rather than slapping taxes on them.

NATALLIA SMITH
April 9, 2021
FINANCE, WELLBEING

Trauma does not need to be a life sentence: it’s important to seek help

NATALLIA SMITH
April 9, 2021
FINANCE, WELLBEING
Trauma does not need to be a life sentence: it’s important to seek help

The effects of trauma are insidious and long-lasting. Recent years have seen Royal Commission investigations into Institutional Responses to Child Sexual Abuse, Family Violence and Aged Care, to name a few.

NATALLIA SMITH
April 8, 2021
FINANCE, INSURANCES, INVESTMENTS, SUPERANNUATION

Why women need a unique focus on their finances

NATALLIA SMITH
April 8, 2021
FINANCE, INSURANCES, INVESTMENTS, SUPERANNUATION
Why women need a unique focus on their finances

For many reasons, women face additional hurdles when it comes to achieving financial freedom. So it’s important to take control of your finances now, and be proactive when it comes to planning your financial future.

NATALLIA SMITH
April 8, 2021
FINANCE

Employment rises back towards pre-COVID levels

NATALLIA SMITH
April 8, 2021
FINANCE
Employment rises back towards pre-COVID levels

In February, almost as many people were employed in Australia than were in work the year prior, before the onset of the pandemic.

NATALLIA SMITH
April 8, 2021
FINANCE

RBA on hold and likely to remain easy for a long while yet as full employment gets more of a look in

NATALLIA SMITH
April 8, 2021
FINANCE
RBA on hold and likely to remain easy for a long while yet as full employment gets more of a look in

It’s been more than a year since the RBA started using a range of unconventional monetary policies in response to the impact on the economy of the pandemic driven lockdowns and we are now seeing a strong recovery.

NATALLIA SMITH
April 7, 2021
BUSINESS OWNER, FINANCE

Do you use company money or assets?

NATALLIA SMITH
April 7, 2021
BUSINESS OWNER, FINANCE
Do you use company money or assets?

Your company is a separate legal entity from you as a director or shareholder. The money your business earns and its assets belong to the company.

NATALLIA SMITH
April 7, 2021
SUPERANNUATION, FINANCE

‘Your future, your super’ laws need work

NATALLIA SMITH
April 7, 2021
SUPERANNUATION, FINANCE
‘Your future, your super’ laws need work

Superannuation laws due to take effect in less than 90 days are a $3 trillion concern for the superannuation industry and consumer advocates.

NATALLIA SMITH
April 7, 2021
FINANCE

Beer tax cut push to cure COVID hangover

NATALLIA SMITH
April 7, 2021
FINANCE
Beer tax cut push to cure COVID hangover

Australian brewers want the federal government to slash the beer tax for pubs and clubs to help lift the hospitality sector out of its COVID-19 hangover.

NATALLIA SMITH
April 1, 2021
FINANCE, WELLBEING

Improve your wellbeing with professional financial advice

NATALLIA SMITH
April 1, 2021
FINANCE, WELLBEING
Improve your wellbeing with professional financial advice

Speaking to an adviser is a vital first step towards financial freedom and independence. Financial advisers can help anyone. Their role is to give informed, professional advice that enables you to create good habits and focus on achieving your goals.

NATALLIA SMITH
April 1, 2021
SUPERANNUATION, INVESTMENTS, FINANCE

A guide to retirement in Australia

NATALLIA SMITH
April 1, 2021
SUPERANNUATION, INVESTMENTS, FINANCE
A guide to retirement in Australia

Many of us think of retirement as a given – you work hard for your middle years, and then you get to bow out of the workforce and enjoy a well-deserved rest, take those bucket-list trips and enjoy the best life has to offer. After all, you’ve made your contribution and now you’ve earned the right to kick back.

NATALLIA SMITH
April 1, 2021
FINANCE, INVESTMENTS, SUPERANNUATION

How the gender pay gap is causing problems for Aussie women: Now and in the future

NATALLIA SMITH
April 1, 2021
FINANCE, INVESTMENTS, SUPERANNUATION
How the gender pay gap is causing problems for Aussie women: Now and in the future

Women are entering retirement with significantly less superannuation and personal savings than men – leading to a growing class of women living out their golden years in poverty. We explore how the gender pay gap is adding to this growing epidemic.

NATALLIA SMITH
April 1, 2021
FINANCE

Market outlook Q&A – global recovery, vaccines, inflation, the risk of a share crash, Aust house prices and other issues

NATALLIA SMITH
April 1, 2021
FINANCE
Market outlook Q&A – global recovery, vaccines, inflation, the risk of a share crash, Aust house prices and other issues

Yes. We anticipate global growth around 5.5% this year on the back of reopening sustained by vaccines, fiscal stimulus, easy money and pent-up demand as evident in double digit household saving rates. Global business conditions are strong.

NATALLIA SMITH
April 1, 2021
FINANCIAL

Econosights: Australian economic policy beyond COVID-19

NATALLIA SMITH
April 1, 2021
FINANCIAL
Econosights: Australian economic policy beyond COVID-19

The post-pandemic economic rebound is strong in Australia. But, after the initial bounce in activity, there is a need to reinvigorate the drivers of long-run economic growth. Productivity growth has been low in Australia and needs to lift to see a rise in incomes and living standards. Higher productivity growth is achieved through economic reform.

NATALLIA SMITH
March 31, 2021
FINANCE

Single Touch Payroll

NATALLIA SMITH
March 31, 2021
FINANCE
Single Touch Payroll

Single Touch Payroll (STP), is an Australian Government initiative to reduce employers’ reporting burdens to government agencies.

NATALLIA SMITH
March 31, 2021
SUPERANNUATION, INSURANCES

Buy-sell agreements and life insurance

NATALLIA SMITH
March 31, 2021
SUPERANNUATION, INSURANCES
Buy-sell agreements and life insurance

The Self-managed super fund: Life insurance – Buy-sell agreement – financial assistance – sole purpose (ATO ID 2015/10) interpretative decision clarifies our view of whether a SMSF contravenes super laws by purchasing a life insurance policy covering the life of a member, where the purchase is dependent on a buy-sell agreement.

NATALLIA SMITH
March 25, 2021
FINANCE, INVESTMENTS

What does it really cost to raise kids?

NATALLIA SMITH
March 25, 2021
FINANCE, INVESTMENTS
What does it really cost to raise kids?

We often hear that raising kids is expensive, but just how much will it cost you over the first five, 10 or 20 years? Here’s a closer look at the costs of each stage of life.

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