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TRU Wealth Advice

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NATALLIA SMITH
September 18, 2020
FINANCE

How Financial Advice has changed for the better during my 10 years in business

NATALLIA SMITH
September 18, 2020
FINANCE
How Financial Advice has changed for the better during my 10 years in business

Time has certainly flown since I quit my corporate job and started TruWealth Advice. During the past ten years, I married my wonderful husband, gave birth to our two beautiful children and have worked with a significant number of clients to help them live a better life.

NATALLIA SMITH
September 18, 2020

Helping children transition back to school in the COVID-19 era

NATALLIA SMITH
September 18, 2020
Helping children transition back to school in the COVID-19 era

Transitioning back to school in the COVID-19 era can present many challenges for parents and children. Many parents have reported that learning from home has given their child the opportunity to work at their own pace. Many children have also benefitted from the 1:1 support which has helped with learning.

NATALLIA SMITH
September 18, 2020
HEALTH

Managing lockdown fatigue

NATALLIA SMITH
September 18, 2020
HEALTH
Managing lockdown fatigue

No one thought when the pandemic hit Australia in January, that months later, many of us would still be dealing with its fallout. The restrictions for those living and working in areas where the number of COVID cases are higher have caused psychological, physical, and emotional effects, including physical and mental exhaustion.

NATALLIA SMITH
September 11, 2020

TruWealth: Join a Book Club!

NATALLIA SMITH
September 11, 2020
TruWealth: Join a Book Club!

Join a book club now and stay connected with a community of like-minded readers while also expanding your understanding of what literature has to offer!

NATALLIA SMITH
September 11, 2020
INVESTMENTS, FINANCE

Don’t let overspending be your undoing

NATALLIA SMITH
September 11, 2020
INVESTMENTS, FINANCE
Don’t let overspending be your undoing

Do you struggle to control your spending around your friends and family? If the urge to ‘keep up’ with a certain lifestyle is stretching your finances, it could be time to take action.

NATALLIA SMITH
September 11, 2020

Go ‘hard and smart’ in budget: economist

NATALLIA SMITH
September 11, 2020
Go ‘hard and smart’ in budget: economist

Leading economist Chris Richardson has warned that while Australia has dealt with the coronavirus at a sprint, the battle for jobs will be a marathon.

NATALLIA SMITH
September 11, 2020
BUSINESS OWNER

Budget to have ‘singular focus’ on jobs

NATALLIA SMITH
September 11, 2020
BUSINESS OWNER
Budget to have ‘singular focus’ on jobs

Incentives for businesses to invest and create jobs will be at the heart of the federal budget, a Morrison government minister says.

NATALLIA SMITH
September 4, 2020
INSURANCES, HEALTH

I’m middle-aged, single and working my butt off. Do I need life insurance?

NATALLIA SMITH
September 4, 2020
INSURANCES, HEALTH
I’m middle-aged, single and working my butt off. Do I need life insurance?

Sarah is a recently divorced 49 year old. She spends every day juggling the responsibilities of full-time work with the needs of her three teenagers, while also navigating a new, but fairly serious, relationship. What happens if she gets sick or injured? How does she best protect her family and her finances?

NATALLIA SMITH
September 4, 2020
FINANCE, INVESTMENTS

Where to start: money in versus money out

NATALLIA SMITH
September 4, 2020
FINANCE, INVESTMENTS
Where to start: money in versus money out

Work out how much money you have coming in. This could be money from your wages, a pension, government benefit or payment, or income from investments. If you’re unsure, look at your payslip or bank account each week or each fortnight.

NATALLIA SMITH
September 4, 2020
INVESTMENTS

Why you need a Will

NATALLIA SMITH
September 4, 2020
INVESTMENTS
Why you need a Will

In 2020 COVID-19 has introduced significant health risks and changes to family life. It’s now more important to have an estate plan so you can make sure your family and loved ones are looked after should you become ill or die.

NATALLIA SMITH
September 4, 2020
FINANCE

JobKeeper extension passed by parliament

NATALLIA SMITH
September 4, 2020
FINANCE
JobKeeper extension passed by parliament

JobKeeper wage subsidies are being split into a two-tiered system and extended for another six months. Labor has waved through the extension after failing to introduce a wage floor for workers who are no longer eligible for the scheme.

NATALLIA SMITH
September 4, 2020
INVESTMENTS

Australia’s economic journey since last recession

NATALLIA SMITH
September 4, 2020
INVESTMENTS
Australia’s economic journey since last recession

A recession is classified as two consecutive quarters of negative growth. Economy contracts by 7.0 per cent in June quarter, the biggest drop since the Australian Bureau of Statistics started plotting the national accounts in the late 1950s and confirming the first recession in almost three decades.

NATALLIA SMITH
August 28, 2020

What is a client portal?

NATALLIA SMITH
August 28, 2020
What is a client portal?

A client portal is an electronic gateway to a collection of digital files, services, and information, accessible over the Internet through a web browser. The term is most often applied to a sharing mechanism between an organization and its clients.

NATALLIA SMITH
August 28, 2020
BUSINESS OWNER

Job Keeper payment

NATALLIA SMITH
August 28, 2020
BUSINESS OWNER
Job Keeper payment

Further changes, once legislated, will take effect from 28 September 2020. For more information on those changes, visit the Treasury website and read JobKeeper extension External Link. We regularly update information on this website, for a summary of changes see timeline of content updates.

NATALLIA SMITH
August 28, 2020
INVESTMENTS, FINANCE

Where to start: money in versus money out

NATALLIA SMITH
August 28, 2020
INVESTMENTS, FINANCE
Where to start: money in versus money out

Work out how much money you have coming in. This could be money from your wages, a pension, government benefit or payment, or income from investments. If you’re unsure, look at your payslip or bank account each week or each fortnight.

NATALLIA SMITH
August 21, 2020
HEALTH, FINANCE

How women can protect themselves from a partner’s unhealthy financial behaviour

NATALLIA SMITH
August 21, 2020
HEALTH, FINANCE
 How women can protect themselves from a partner’s unhealthy financial behaviour

Many of us trust our partners to look after our finances. But, when our loved one makes bad or risky decisions with money, we feel disappointed and lose faith.

NATALLIA SMITH
August 21, 2020
FINANCE, BUSINESS OWNER

The Australian Government’s economic response to coronavirus

NATALLIA SMITH
August 21, 2020
FINANCE, BUSINESS OWNER
The Australian Government’s economic response to coronavirus

On 21 July 2020, the government announced its intention to extend the JobKeeper payment with some changes to the eligibility criteria and payment amounts. These changes do not impact JobKeeper payments until after 28 September 2020.

NATALLIA SMITH
August 21, 2020
FINANCE, BUSINESS OWNER

Information about ATO measures and tailored support during COVID-19

NATALLIA SMITH
August 21, 2020
FINANCE, BUSINESS OWNER
Information about ATO measures and tailored support during COVID-19

Find out what support is available, including boosting cash flow, instant asset write-off, the backing business incentive and JobKeeper payments for your employees

NATALLIA SMITH
August 14, 2020
FINANCE, INVESTMENTS

Contributing Advisers - Together Australia

NATALLIA SMITH
August 14, 2020
FINANCE, INVESTMENTS
Contributing Advisers - Together Australia

Check out the Together Australia site for current articles and great ideas to manage your money. You can even join the discussions and ask questions on anything financial. Keep an eye out for my contributions.

NATALLIA SMITH
August 14, 2020
SUPERANNUATION

Changes to genuine redundancy payments

NATALLIA SMITH
August 14, 2020
SUPERANNUATION
Changes to genuine redundancy payments

Genuine redundancy and early retirement scheme payments are tax free up to a limit based on the employee’s years of service. The rules around these payments have changed.

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