Home
About
How We Help
How to choose
Podcast interviews
Blog
Success Stories
Resources
Contact
FSG

TRU Wealth Advice

Home
About
How We Help
How to choose
Podcast interviews
Blog
Success Stories
Resources
Contact
FSG
NATALLIA SMITH
February 14, 2020

Debt consolidation and refinancing

NATALLIA SMITH
February 14, 2020
Debt consolidation and refinancing

Debt consolidation (or refinancing) can make it easier to manage your repayments. But it may cost you more if the interest rate or fees (or both) are higher than before. You could also get deeper into debt if you get more credit, as it may tempt you to spend more.

NATALLIA SMITH
February 7, 2020
FINANCIAL

Your first steps to investing with confidence

NATALLIA SMITH
February 7, 2020
FINANCIAL
Your first steps to investing with confidence

Ainslie grew up overseas, migrating to Australia with her family when she was in her mid-20s. She was raised with a very careful approach to money. Investing was a far too risky venture for her parents and, as a result, Ainslie didn’t put much faith in shares.

NATALLIA SMITH
February 7, 2020
INVESTMENTS, FINANCIAL

Micro-investing the millennial way

NATALLIA SMITH
February 7, 2020
INVESTMENTS, FINANCIAL
Micro-investing the millennial way

Lots of Australians have connected their bank account to a smartphone investing app called Raiz (formerly Acorns). Should you?

NATALLIA SMITH
February 6, 2020
FINANCIAL

Fires to have little impact on GDP: RBA

NATALLIA SMITH
February 6, 2020
FINANCIAL
Fires to have little impact on GDP: RBA

Reserve Bank governor Philip Lowe expects the summer’s bushfire crisis to singe December and March quarter GDP figures but says the disaster will have little impact on the 2020 growth outlook as government grants and insurance payouts will assist with the rebuild.

NATALLIA SMITH
February 6, 2020
FINANCIAL

The China Coronavirus outbreak – economic and investment market implications

NATALLIA SMITH
February 6, 2020
FINANCIAL
The China Coronavirus outbreak – economic and investment market implications

The last few weeks have seen escalating concern that a new coronavirus (called 2019 novel coronavirus or nCoV) originating in the Chinese city of Wuhan in Hubei province will become a global pandemic.

NATALLIA SMITH
February 6, 2020
FINANCIAL

Australian neobank growth

NATALLIA SMITH
February 6, 2020
FINANCIAL
Australian neobank growth

Australia’s new challenger banks say they’re signing hundreds of customers each day and taking millions in deposits from Australians disgusted with scandals from the country’s major banks.

NATALLIA SMITH
January 31, 2020
WELLBEING, FINANCIAL

Be financially prepared

NATALLIA SMITH
January 31, 2020
WELLBEING, FINANCIAL
Be financially prepared

According to this same report, only 40% of families have enough in savings to cover three months of expenses, with an even lower percentage having the usually recommended six months worth of savings. This is frightening to us, as having an emergency fund can greatly help a person get through tough parts in life.

NATALLIA SMITH
January 31, 2020
WELLBEING

Coronavirus update at a glance and impact on the market

NATALLIA SMITH
January 31, 2020
WELLBEING
Coronavirus update at a glance and impact on the market

Following a very strong start to the year for the markets, the latest flu outbreak has triggered some selling. Given the uncertain nature of the outcome of a flu virus, it can attract headlines.

NATALLIA SMITH
January 31, 2020
WELLBEING

Financial stress linked to family violence

NATALLIA SMITH
January 31, 2020
WELLBEING
Financial stress linked to family violence

Financial stress, unemployment, disability and poor health are all factors in domestic violence, new analysis of Australian statistics shows. Other common factors include female victims being aged between 25 and 34, born in Australia or English-speaking countries, and living in a de facto relationship.

NATALLIA SMITH
January 31, 2020
FINANCE, INVESTMENTS

Buy Now Pay Later pros and cons

NATALLIA SMITH
January 31, 2020
FINANCE, INVESTMENTS
Buy Now Pay Later pros and cons

With Buy Now Pay Later (BNPL) services, buyers can have their item now and spread payment in instalments over a few weeks or months. Unlike credit cards, they charge no interest on the purchase, and there are generally no fees to sign up and use the service

NATALLIA SMITH
January 31, 2020
INSURANCES

The costs of buying a home

NATALLIA SMITH
January 31, 2020
INSURANCES
The costs of buying a home

When you’re budgeting to buy your first home, extra costs that come with your purchase can add up. Find out more about fees and charges to keep in mind so you can set a savings target that will cover all the costs of buying a property.

NATALLIA SMITH
January 31, 2020
FINANCE

What is capital gains tax? Your questions answered

NATALLIA SMITH
January 31, 2020
FINANCE
What is capital gains tax? Your questions answered

And while paying tax is something that most of us just grin and bear, it’s one of those necessary inconveniences that help ensure we continue to enjoy the quality of life we often take for granted living in this great country.

NATALLIA SMITH
January 24, 2020
WELLBEING

Being rich is having money; being wealthy is having time.

NATALLIA SMITH
January 24, 2020
WELLBEING
Being rich is having money; being wealthy is having time.

Money is an important part of financial freedom. But it’s simply a vehicle to pursue living your best life. You can always make more money but you can’t make more time. Knowing this distinction can help you build wealth in a way that frees up your time so you can be truly wealthy.

NATALLIA SMITH
January 24, 2020

Recently separated? Thinking about leaving? Here are some tips to help you organise your finances as a single woman.

NATALLIA SMITH
January 24, 2020
Recently separated? Thinking about leaving? Here are some tips to help you organise your finances as a single woman.

Financially and emotionally, Jenny has had a tough year. Ten months ago she left a violent relationship and, since then, has worked hard to build a new life for herself and her young daughter. One of her biggest learning curves has been how to effectively manage her financial situation.

NATALLIA SMITH
January 24, 2020
INSURANCES

How to structure your small business – and pay yourself

NATALLIA SMITH
January 24, 2020
INSURANCES
How to structure your small business – and pay yourself

So you’ve got that burning desire to start your own business. You’ve honed your particular product or service down to a sure fire proposition, you’ve researched the market, identified the demand you’ll meet and it’s all systems go.

NATALLIA SMITH
January 24, 2020
WELLBEING

Bushfires and the Australian economy

NATALLIA SMITH
January 24, 2020
WELLBEING
Bushfires and the Australian economy

The Australian bushfire season that began in September has been horrific with more than 7 million hectares of bush destroyed, more than 25 deaths, significant loss of livestock, estimates of more than a billion wildlife animals killed and more than 1800 homes destroyed.

NATALLIA SMITH
January 24, 2020
FINANCE

How the Australian super system compares to others around the world [VIDEO]

NATALLIA SMITH
January 24, 2020
FINANCE
How the Australian super system compares to others around the world [VIDEO]

Super is made up of employer contributions, your own personal contributions and sometimes additional Government contributions. Money deposited into your super fund is invested by the fund’s trustee, who aims to grow your account balance while you are still working.

NATALLIA SMITH
January 24, 2020
WELLBEING

My top lessons from 2019, and what I’m watching in 2020

NATALLIA SMITH
January 24, 2020
WELLBEING
My top lessons from 2019, and what I’m watching in 2020

Movements on the global and domestic stage in 2019 have driven home some tried-and-tested lessons in investing, markets, and keeping your cool.

NATALLIA SMITH
January 17, 2020
WELLBEING

7 simple steps to create an emergency savings fund

NATALLIA SMITH
January 17, 2020
WELLBEING
7 simple steps to create an emergency savings fund

Between the bushfires in Australia, earthquakes in Puerto Rico and political instability across the world, we are becoming increasingly aware of the need to have a ‘safety net’ of funds to sustain us in the event of an emergency.

NATALLIA SMITH
January 17, 2020
FINANCE

Five charts to watch regarding the global economy and markets this year

NATALLIA SMITH
January 17, 2020
FINANCE
Five charts to watch regarding the global economy and markets this year

Our high-level investment view for this year is that a combination of improving global growth boosting profits and still easy monetary conditions will help drive reasonable investment returns, albeit more modest than the very strong gains of 2019. This note revisits five charts we see as critical to the outlook.

Newer Posts
Older Posts
Back to Top
03 8648 6534contact@truwealthadvice.com.au

Location
Level 13, 200 Queen St
Melbourne VIC 3000

Contact
03 8648 6534
contact@truwealthadvice.com.au

The trustee of the EWIG Investments Trust trading as TruWealth Advice Pty Ltd is a Corporate Authorised Representative of TruWealth Group Pty Ltd
ABN: 71 619 420 423 | AFSL: 499444


General Advice Warning: The information in this communication is provided for information purposes and is of a general nature only. It is not intended to be and does not constitute financial advice or any other advice. Further, the information is not based on your personal objectives, financial situation or needs. You are encouraged to consult a financial planner before making any decision as to how appropriate this information is to your objectives, financial situation and needs. Also, before making a decision, you should consider the relevant Product Disclosure Statement available from your financial planner.

Copyright 2017, TruWealth Advice | ABN: 20 961 261 605 | Privacy Policy
Complaints