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TRU Wealth Advice

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How We Help
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NATALLIA SMITH
November 29, 2019
FINANCE, WELLBEING

Blended families: It’s tough to talk about finances

NATALLIA SMITH
November 29, 2019
FINANCE, WELLBEING
Blended families: It’s tough to talk about finances

When families blend, both partners will have their own bank accounts, income and investments. But when they come together, it’s important that these are discussed, and that the couple create one clear, shared vision.

NATALLIA SMITH
November 29, 2019

The best ways to invest money for children

NATALLIA SMITH
November 29, 2019
The best ways to invest money for children

The traditional method of saving money for kids — bank deposits — is drying up as cash returns shift into reverse, but parents have plenty of other investment options.

NATALLIA SMITH
November 28, 2019
SUPERANNUATION

How to work out the right way to invest your superannuation

NATALLIA SMITH
November 28, 2019
SUPERANNUATION
How to work out the right way to invest your superannuation

Choosing how your superannuation is invested is an important step in creating enough future wealth to enjoy retirement. Here’s what you need to know.

NATALLIA SMITH
November 28, 2019
FINANCE

How the Federal Government’s retirement review could affect you

NATALLIA SMITH
November 28, 2019
FINANCE
How the Federal Government’s retirement review could affect you

Australia’s ageing population is in the spotlight, and dealing with the financial fallout is high on the government’s agenda as a retirement income review gets under way.

NATALLIA SMITH
November 22, 2019
SUPERANNUATION

What workers really think about their superannuation payments

NATALLIA SMITH
November 22, 2019
SUPERANNUATION
What workers really think about their superannuation payments

Many workers don’t bother thinking about their superannuation savings but that doesn’t mean they don’t want it. A new study shows what they want.

NATALLIA SMITH
November 22, 2019
INVESTMENTS

Investing ethically: How to put your money where your mind is

NATALLIA SMITH
November 22, 2019
INVESTMENTS
Investing ethically: How to put your money where your mind is

Going green is growing in popularity, but when it comes to investing your money there are grey areas to be avoided. This guide to ethical investment will get you started.

NATALLIA SMITH
November 22, 2019
SUPERANNUATION, WELLBEING

Here’s how long your retirement nest egg needs to last

NATALLIA SMITH
November 22, 2019
SUPERANNUATION, WELLBEING
Here’s how long your retirement nest egg needs to last

We’re living longer and enjoying richer retirements, which means more money will be needed. But new research paints just how long you’ll need your cash reserves to last you.

NATALLIA SMITH
November 22, 2019
INVESTMENTS

The 20 regional locations forecast to experience a property price boom in the coming three years

NATALLIA SMITH
November 22, 2019
INVESTMENTS
The 20 regional locations forecast to experience a property price boom in the coming three years

Forget ritzy city suburbs in Sydney and Melbourne – a property forecaster has picked 20 unlikely areas on the cusp of a real estate boom.

NATALLIA SMITH
November 15, 2019
FINANCIAL, SUPERANNUATION, WELLBEING

New Salary Sacrifice (Superannuation) rules

NATALLIA SMITH
November 15, 2019
FINANCIAL, SUPERANNUATION, WELLBEING
New Salary Sacrifice (Superannuation) rules

From 1 January 2020, where an employee salary sacrifices part of their salary into superannuation contribution benefits, these superannuation contribution amounts will be subject to further 9.5 per cent superannuation contributions.

NATALLIA SMITH
November 15, 2019
FINANCE

New Work Test Exemption for the Over 65's

NATALLIA SMITH
November 15, 2019
FINANCE
New Work Test Exemption for the Over 65's

A voluntary super contribution can now be made for a member, over age 65 but under age 75, in the first income year after retirement.

NATALLIA SMITH
November 15, 2019
FINANCE

Five reasons why I am not so fussed about the global outlook

NATALLIA SMITH
November 15, 2019
FINANCE
Five reasons why I am not so fussed about the global outlook

There is no denying concerns about global debt, seemingly never ending QE, more debt trading on negative interest rates, inequality & geopolitical threats.

NATALLIA SMITH
November 15, 2019
FINANCE

Be prepared for life’s emergencies

NATALLIA SMITH
November 15, 2019
FINANCE
Be prepared for life’s emergencies

Life insurance protects you or your family from financial difficulty after an unexpected event, like an illness, injury or death.

NATALLIA SMITH
November 15, 2019
FINANCE

Donating and crowd funding

NATALLIA SMITH
November 15, 2019
FINANCE
Donating and crowd funding

With thousands of charities and projects competing for your support, it’s important to do some research to make sure your money will go where you want it to.

NATALLIA SMITH
November 8, 2019

MEET OUR NEW TEAM MEMBER, CHERIE!

NATALLIA SMITH
November 8, 2019
MEET OUR NEW TEAM MEMBER, CHERIE!

A senior Financial Adviser with over 20 years’ experience, Cherie Carmody specialises in working with women to improve their financial literacy. She focusses on the challenges of managing an income following separation, divorce or the loss a partner.

NATALLIA SMITH
November 8, 2019
FINANCE

Market Update 1 November 2019

NATALLIA SMITH
November 8, 2019
FINANCE
Market Update 1 November 2019

The past week saw US shares push to new record highs helped by good earnings results and Fed easing, but other share markets were soft not helped by mixed news on US/China trade talks and still soft global economic data.

NATALLIA SMITH
November 8, 2019
FINANCE

Property investment

NATALLIA SMITH
November 8, 2019
FINANCE
Property investment

Buying a property to rent out is a popular form of long-term investment in Australia. Houses and units are easier to understand than many other types of investments, yet they do have some issues you need to be aware of.

NATALLIA SMITH
November 8, 2019
FINANCE

Make tax work for you

NATALLIA SMITH
November 8, 2019
FINANCE
Make tax work for you

Consider the tax implications of any investment. An investment is ‘tax-effective’ if you end up paying less tax than you would have paid on another investment with the same return and risk.

NATALLIA SMITH
November 8, 2019
FINANCE, BUSINESS OWNER

End in sight for Trump’s trade tensions

NATALLIA SMITH
November 8, 2019
FINANCE, BUSINESS OWNER
End in sight for Trump’s trade tensions

Donald Trump’s top trade official has sought to assure Australian businesses and investors an end to the “trade spat” between the US and China is in sight.

NATALLIA SMITH
November 1, 2019
FINANCE

More 21 great investment quotes

NATALLIA SMITH
November 1, 2019
FINANCE
More 21 great investment quotes

The world of investing can be confusing and scary at times. But fortunately, the basics of investing are timeless and some investors (often the best) have a knack of encapsulating these in a sentence or two that is insightful and easy to understand.

NATALLIA SMITH
November 1, 2019
FINANCE, INSURANCES

Income protection

NATALLIA SMITH
November 1, 2019
FINANCE, INSURANCES
Income protection

Income protection insurance, also known as salary continuance, can help you manage your expenses if you are unable to work for a certain amount of time if you are sick or injured.

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